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JPMorganChase

Analyst - Credit Risk

Posted 2 Hours Ago
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Hybrid
Mumbai, Maharashtra
Entry level
Hybrid
Mumbai, Maharashtra
Entry level
Perform credit analysis and portfolio coverage for banking and insurance clients, monitor exposures and financial performance, support due diligence and onboarding, produce credit memos, assist approvals for derivatives and lending, and contribute to process improvement and legal documentation understanding.
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Are you ready to make an impact in the world of credit risk? Join our dynamic EMEA FIG Developed Markets Credit Risk team, where you'll collaborate with business partners across the region, including Global Corporate Banking, Sales and Trading, and more. This role offers a unique opportunity to work with both Investment Grade and Non-Investment Grade clients, structuring diverse credit relationships. Be part of a team that values innovation, collaboration, and excellence.

 As an Analyst in the EMEA FIG Developed Markets Credit Risk team, you will collaborate closely with business partners across the region, including Global Corporate Banking, Sales and Trading, Debt Capital Markets, Treasury Services, and Trade Finance. You will conduct comprehensive credit analysis of both Investment Grade and Non-Investment Grade clients and work with various front office teams to structure a diverse range of credit relationships.

Job Responsibilities:

  • Assume coverage of a portfolio of clients within the banking and insurance space, including grading and reviewing credit risk exposures.
  • Track financial performance updates and events impacting the assigned portfolio.
  • Monitor risk and exposure metrics across counterparties and the portfolio, contributing to industry analyses.
  • Participate in due diligence processes for onboarding new clients and reviewing existing ones.
  • Produce concise and insightful credit memos, articulating recommendations for credit decisions.
  • Support analysis and approval processes for structured derivatives transactions and lending requests.
  • Develop knowledge of legal documentation for markets and banking products.
  • Participate in team and department-level projects to improve processes and drive efficiencies.

 

Required Qualifications, Capabilities, and Skills:

  • Ability to navigate and interpret financial statements of financial institutions.
  • Broad understanding of macroeconomic factors on banks and insurances.
  • Basic knowledge of derivatives and lending products.
  • Ability to establish credibility and trust with internal business partners and credit officers.
  • Good communication skills, both verbal and written.
  • Expertise with MS Office products, including Excel, PowerPoint, and Word.
  • Self-starting and capable of multitasking, with adaptability to change.
  •    Preferred Qualifications, Capabilities, and Skills:
  • Previous experience in a Credit Risk department.
  • Familiarity with the business models of financial institutions, such as banks and insurances.
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the TeamJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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