Job Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
DCS is wholesale lending unit specializing in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to 500+ franchised retail automobile dealers. As an Associate in Strategic Analytics, you will work with the Dealer Commercial Services risk team to generate thoughtful analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring. As a Risk Associate, you will assist our Head of Portfolio Analytics and Chief Risk Officer by managing and executing projects or components of projects from start to finish including project management, data gathering and manipulation, problem solving, communication of insights and recommendations. Projects will involve stakeholders from and have impact to functions across the line of business and is typically geared towards revenue enhancement, cost reduction, risk mitigation, process improvement or other priorities as defined by management. As part of the key responsibilities, you will:
- Lead the development and maintenance of advanced analytics to provide senior management with comprehensive insights into emerging trends and portfolio quality.
- Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
- Gain a thorough understanding of operational processes, such as manual underwriting and portfolio management, to enhance the analysis of DCS performance drivers.
- Oversee and manage work projects by fostering collaboration with partners across various lines of business.
- Act as a strategic liaison between business and analytic teams to cultivate a culture of data-driven decision-making.
- Conduct sophisticated data analytics and validation on complex datasets to extract actionable insights
- Collaborate with Data, BI and other technical teams to map source data and data pipelines and define business rules and reporting requirements that will support business team efficiently consume data and develop insights
- Develop presentation decks with an ability to present at all levels of management
Minimum Skills, Experience and Qualifications
We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.
- Bachelor's degree in Statistics, Economics, Mathematics, Engineering or STEM related fields; MS/MBA preferred
- 2+ years of professional experience related to financial services with focus on credit risk management, data or marketing analytics; exposure to commercial lending is preferred
- High degree of fluency in data extraction and manipulation tools (SQL, SAS, PYTHON, TABLEAU etc.) in addition to strong Microsoft PowerPoint and Excel skills
- Understanding and familiarity of statistical and financial concepts including regression, decision trees, time series and advanced modeling techniques
- Strong analytical and problem-solving abilities with intellectual curiosity
- Strong, clear, and concise written and verbal communication with ability to edit and prepare executive level communications.
- Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
- Proven ability to collaborate, build strong partnerships across different skills
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
