Process and investigate payment transactions, wire transfers, funds-control exceptions, sanctions screening, and reconciliation breaks. Analyze transaction data, resolve inquiries and manual entries, meet operational deadlines and controls, support client communications, perform backup production tasks, and identify process improvements. The role also involves cross-training within the team and assisting with procedure education.
Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed.
As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.
Job responsibilities
As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.
Job responsibilities
- Ensure investigations and transactions are processed in accordance with documented procedures
- Undertake various functions within the team and ensure that all relevant deadlines and stipulated controls are met.
- Analyze information to determine accuracy and completeness of data.
- Assist in the training/education of other members in job functions/procedures relating to the unit.
- Process any required back-up tasks relating to production, identifying ways to improve current work practices.
- Review, research and pass manual entries to resolve Funds transfer inquiries.
- Interact with Clients or Client Service team as and when required to provide or receive update on wire transfer inquiries.
- Work with minimum supervision and act on own initiative to identify tasks to be undertaken.
- Participate in the rotation of functions within the group ensuring no degradation to work flows.
Required qualifications, capabilities, and skills
- Graduate with good academic record.
- Experience and a working knowledge of various aspects of Payment Processing Operations.
- Good Interpersonal skills to be able to communicate internally or externally and at all levels and should be a team player.
- Excellent written & oral communication skills in English.
- Knowledge of working on Computers, MS Access, Excel, PowerPoint, and Word.
Preferred qualifications, capabilities, and skills
- 2 years of experience in a back-office operations of a reputed foreign bank or it’s processing arm/private sector bank/public sector bank as a supervisor would be beneficial.
- Working Knowledge of SWIFT & international payment conventions & practices is preferable.
- Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Similar Jobs
Aerospace • Artificial Intelligence • Cloud • Machine Learning • Software • Cybersecurity • Defense
Supports aerospace engine and APU systems engineering across requirements development, MBSE architecture, integration, verification, and validation. Develops traceable requirements and SysML models, performs functional decomposition and interface definition, supports trade studies and technical reviews, and collaborates with design, software, controls, safety, reliability, test, and certification teams. Contributes to system integration, test planning, requirements traceability, issue investigation, technical documentation, and MBSE process improvement.
Top Skills:
Arp4754AArp4761CameoDo-160Enterprise ArchitectIbm Doors NgJamaMagicdrawPolarionRhapsodySysml
Fintech • Information Technology • Financial Services
Lead derivative accounting capabilities, monthly close activities, controls, reporting, client delivery, and platform implementations. Manage and develop investment accounting professionals while serving as a derivatives accounting expert for clients and internal stakeholders. Drive process enhancements, quality standards, cross-functional initiatives, and strategic priorities. Advise on complex derivative products, accounting treatments, reporting requirements, and emerging accounting changes while supporting accurate, compliant investment accounting operations.
Top Skills:
Automated Accounting ApplicationsBlackrock AladdinFront-Office ApplicationsGaapIfrsMiddle-Office ApplicationsStatutory Accounting
Big Data • Food • Hardware • Machine Learning • Retail • Automation • Manufacturing
Manage financial compliance, plant budgets, monthly book closures, general ledger reconciliations, cost variance analysis, KPI and MIS reporting, audits, and taxation support for external manufacturing operations. The role requires SAP FICO proficiency, strong Excel and PowerPoint skills, and collaboration with plant leadership to improve financial control and operational efficiency.
Top Skills:
ExcelMicrosoft PowerpointSAPSap Fico
What you need to know about the Pune Tech Scene
Once a far-out concept, AI is now a tangible force reshaping industries and economies worldwide. While its adoption will automate some roles, AI has created more jobs than it has displaced, with an expected 97 million new roles to be created in the coming years. This is especially true in cities like Pune, which is emerging as a hub for companies eager to leverage this technology to develop solutions that simplify and improve lives in sectors such as education, healthcare, finance, e-commerce and more.
