Product Ownership

• SCF Domain: Payables finance (reverse factoring), receivables finance & securitisation, dynamic discounting, full invoice lifecycle
• Platform Context: Multi-funder SCF platforms (Demica/, Taulia, C2FO, PrimeRevenue); ERP integration (SAP, Oracle AP); bank gateway connectivity
• Agile / Product: CSPO or SAFe PO/PM; Jira/Confluence; User Stories, BDD/Gherkin acceptance criteria
• Regulatory: IFRS SCF accounting, FASB ASU 2022-04, FCA/PSD2, GDPR for invoice data (Nice to have)
• Payments: customer credit Transfer messages (Pain 001, Pain 002) (Noce to have)
• Data: Portfolio dashboard KPI definition; Jasper Reports & Talend ETL specification
• Stakeholder: Workshop facilitation with bank programme managers, corporate treasury, and technology leadership
Key Responsibilities
• Work with Product managers and prioritize the backlog; translate commercial requirements into epics, features, and user stories.
• Run requirements workshops with bank clients and corporate buyers to capture SCF programme parameters.
• Define and validate acceptance criteria; lead sprint reviews and UAT sign-off.
• Maintain functional specs for deal management, supplier onboarding, and reporting modules.
• Act as SME on SCF business rules (multi-currency settlement, obligor limits, dynamic pricing).
• Monitor programme KPIs and feed insights back into the product roadmap.
• Translate market trends (ESG-linked SCF, AI-driven risk scoring) into feature proposals.
Requirements
• 6+ yrs as BA or Product Owner in trade finance, working capital, or payments technology.
• Hands-on experience with at least one multi-funder SCF platform.
• ISO 20022, SWIFT MT, or API-based bank connectivity knowledge advantageous.
• CSCF (LIBF/BAFT) or equivalent trade finance certification preferred.
• Proficient in Jira, Confluence, and BPMN/process diagramming.
• Good to have: Regulatory: IFRS SCF accounting, FASB ASU 2022-04, FCA/PSD2, GDPR for invoice data
• Good to have: knowledge in customer credit Transfer messages (Pain 001, Pain 002)

Responsibilities

Key Responsibilities
• Work with Product managers and prioritize the backlog; translate commercial requirements into epics, features, and user stories.
• Run requirements workshops with bank clients and corporate buyers to capture SCF programme parameters.
• Define and validate acceptance criteria; lead sprint reviews and UAT sign-off.
• Maintain functional specs for deal management, supplier onboarding, and reporting modules.
• Act as SME on SCF business rules (multi-currency settlement, obligor limits, dynamic pricing).
• Monitor programme KPIs and feed insights back into the product roadmap.
• Translate market trends (ESG-linked SCF, AI-driven risk scoring) into feature proposals.

Qualifications

Requirements
• 6+ yrs as BA or Product Owner in trade finance, working capital, or payments technology.
• Hands-on experience with at least one multi-funder SCF platform.
• ISO 20022, SWIFT MT, or API-based bank connectivity knowledge advantageous.
• CSCF (LIBF/BAFT) or equivalent trade finance certification preferred.
• Proficient in Jira, Confluence, and BPMN/process diagramming.
• Good to have: Regulatory: IFRS SCF accounting, FASB ASU 2022-04, FCA/PSD2, GDPR for invoice data
• Good to have: knowledge in customer credit Transfer messages (Pain 001, Pain 002)

About UsAt Zensar, we’re “experience-led everything”. We are committed to conceptualizing, designing, engineering, marketing, and managing digital solutions and experiences for over 130 leading enterprises. We are a company driven by a bold purpose: Together, we shape experiences for better futures. Whether for our clients, our people, or the world around us, this belief powers everything we do. At the heart of our culture is ONE with Client - a set of four core values that reflect who we are and how we work: One Zensar, Nurturing, Empowering, and Client Focus.
Part of the $4.8 billion RPG Group, we’re a community of 10,000+ innovators across 30+ global locations, including Milpitas, Seattle, Princeton, Cape Town, London, Zurich, Singapore, and Mexico City. Explore Life at Zensar and join us to Grow. Own. Achieve. Learn. to be the best version of yourself.
We believe the best work happens when individuality is celebrated, growth is encouraged, and well-being is prioritized. We are an equal employment opportunity (EEO) and affirmative action employer, committed to creating an inclusive workplace. All qualified applicants will be considered without regard to race, creed, color, ancestry, religion, sex, national origin, citizenship, age, sexual orientation, gender identity, disability, marital status, family medical leave status, or protected veteran status.