Jobs at Kotak Mahindra Bank

Assesses applicant creditworthiness using financial statements, credit reports, ratios, cash flows, and collateral values. Evaluates loan requests, sets credit limits and terms, monitors early delinquency, and ensures compliance with credit policies and regulations. Manages high-volume underwriting cases, maintains client and cross-functional relationships, uses credit analysis software and Microsoft Office, and mentors CPAs while monitoring productivity and output quality.

Manage and grow an existing portfolio of working capital clients by structuring credit solutions, renewing and enhancing limits, monitoring utilization, ensuring documentation and compliance, minimizing delinquencies, resolving client issues, and driving cross-sell, new customer acquisition, and account growth.

Acquire and manage high-net-worth customers for retail loans and banking services. Grow CASA balances, cross-sell insurance and mutual funds, build long-term client relationships, and generate new business through existing networks. Coordinate with credit, legal, operations, product teams, and channel partners while ensuring KYC compliance, accurate documentation, timely customer support, and issue resolution.

Manage Small Commercial Vehicle customer portfolios, oversee vehicle loan processing and disbursement, follow up on EMI collections, develop new markets, generate sales, and build relationships with vehicle dealers and existing clients.

Acquire and manage high-net-worth clients in the affluent banking segment. Build relationships, profile financial needs, recommend banking and investment solutions, grow revenue through cross-selling, conduct portfolio reviews, resolve client issues, support onboarding, organize engagement initiatives, and ensure compliance with banking policies and regulatory requirements.

Drives customer acquisition and deposit growth through relationship deepening and cross-selling financial products. Oversees branch operations, customer service, regulatory compliance, team performance, profitability, and P&L ownership. Partners with product and marketing teams on product development, service improvements, and sales initiatives.

Manages corporate employee banking relationships, grows deposits, cross-sells mutual funds and insurance, generates fee income, oversees branch service and administration, ensures regulatory compliance, improves team productivity, and drives customer satisfaction, retention, and branch profitability across mapped branches.

Acquires retail loan customers through direct sourcing, DSAs, connectors, referrals, cold calling, and market activities. Manages channel partner relationships, ensures KYC and documentation compliance, coordinates loan applications with credit, operations, legal, and technical teams, tracks application status, resolves customer queries, and achieves assigned sales targets for home loans, loan-against-property products, and personal loans.

Achieve branch-level business banking sales objectives by acquiring high-value current account customers, expanding family banking relationships, cross-selling insurance and investment products, promoting CMS, POS, and Beat services, and generating new business through personal efforts and acquisition channels. The role also coordinates with credit, legal, operations, and product teams to support customer onboarding and maintain long-term relationships.

Acquire and onboard high-value business banking and current account customers, build family banking relationships, and achieve branch sales targets. Generate revenue through cross-selling insurance, investment, and other third-party products. Promote CMS, POS, and other business banking services. Source new customers through personal outreach and acquisition channels while coordinating with credit, legal, operations, and product teams to support onboarding and long-term customer relationships.

Drive business banking customer acquisition and retail liabilities sales at the branch level. Source high-value current account customers, build family banking relationships, cross-sell insurance and investment products, and promote CMS, POS, and Beat services. Generate revenue, meet value and volume targets, acquire new-to-bank customers, coordinate onboarding with internal teams, and maintain long-term customer relationships.

Acquire retail loan customers through direct sourcing, DSAs, connectors, referrals, cold calling, and market activities. Manage channel-partner relationships, ensure KYC and documentation compliance, coordinate loan processing with internal teams, track applications, resolve customer queries, and achieve assigned sales targets for home loans, loan-against-property products, and personal loans.

Acquires and manages high-value business banking customers, focusing on Current Account onboarding, family banking relationships, product penetration, and revenue through cross-selling. The role sources new customers, promotes business banking services such as CMS and POS, coordinates onboarding with internal teams, and maintains long-term customer relationships.

Manages mortgage sales and distribution through DSAs, develops and trains DST teams, ensures KYC and disbursement documentation compliance, onboards new DSA partners, coordinates with credit, legal, technical, RCU, and operations teams, and oversees end-to-end case processing while updating customers and channel partners.

Drive acquisition of retail loan customers through direct sourcing, DSAs, connectors, referrals, cold calling, and market activities. Manage channel-partner relationships, generate leads, ensure KYC and documentation compliance, coordinate loan processing with internal teams, track applications, resolve customer queries, and achieve sales targets for home loans, loans against property, and personal loans.

Manage business loan sales and distribution across an assigned area. Responsibilities include sourcing and sanctioning loans, building channel partnerships, managing DSAs and customer relationships, expanding the distribution network, conducting marketing and cross-selling activities, coordinating branches and support functions, and overseeing pre- and post-disbursement processes and renewals.

Acquire retail loan customers through direct sourcing, referrals, cold calling, DSAs, and channel partners. Generate leads, manage partner relationships, verify documentation and KYC compliance, coordinate loan processing with internal teams, track applications, provide customer support, and meet sales targets for home loans, loans against property, and personal loans.

Manage and grow the Commercial Vehicle banking segment by handling account services, resolving grievances, supporting account opening and DMAT services, and educating customers on products. Drive sales of banking and investment products through cross-selling and referrals, provide tailored financial solutions, support HNI relationship managers, and maintain customer satisfaction while reducing attrition.

Acquire and onboard high-value business banking customers, including Current Account and family banking relationships. Meet branch sales objectives across value, volume, and channel productivity. Generate revenue through cross-selling insurance, investment, and other third-party products. Promote CMS, POS, and Beat services, source new-to-bank customers, and coordinate with credit, legal, operations, and product teams to support onboarding, servicing, and long-term customer engagement.

Acquires high-value business banking and current account customers, develops family banking relationships, and achieves branch sales targets. Generates revenue through cross-selling insurance, investment, and other third-party products. Promotes CMS, POS, and Beat services, sources new customers through personal and acquisition channels, and coordinates with credit, legal, operations, and product teams for onboarding and servicing. Maintains customer relationships to support long-term engagement and satisfaction.