Teams at Kotak Mahindra Bank

Assesses applicant creditworthiness using financial statements, credit reports, ratios, cash flows, and collateral values. Evaluates loan requests, sets credit limits and terms, monitors early delinquency, and ensures compliance with credit policies and regulations. Manages high-volume underwriting cases, maintains client and cross-functional relationships, uses credit analysis software and Microsoft Office, and mentors CPAs while monitoring productivity and output quality.

Manage and grow an existing portfolio of working capital clients by structuring credit solutions, renewing and enhancing limits, monitoring utilization, ensuring documentation and compliance, minimizing delinquencies, resolving client issues, and driving cross-sell, new customer acquisition, and account growth.

Acquire and manage high-net-worth customers for retail loans and banking services. Grow CASA balances, cross-sell insurance and mutual funds, build long-term client relationships, and generate new business through existing networks. Coordinate with credit, legal, operations, product teams, and channel partners while ensuring KYC compliance, accurate documentation, timely customer support, and issue resolution.