Job Description
Job Summary
Vice President role in the EMEA Emerging Markets Credit team covering corporate and FI clients in the Emerging Europe region for the Commercial & Investment Bank (CIB). You will work closely with business partners across the region including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services and Trade Finance. Given the broad sector and client base covered, the team is focused on performing credit analysis on Investment Grade and Non-Investment Grade clients as well as structuring and documenting a wide variety of credit products.
Job Responsibilities
- Being the Credit expert for a portfolio of clients in the region with primary responsibility for credit exposure
- Manage clients across a range of industries including corporates, financial institutions and sovereign related entities, including monitoring of credit ratings, sector trends and client performance
- Lead the due diligence, credit analysis and financial modelling of credit counterparties, transactions and complex financing structures; drive the preparation of credit memos and make recommendations as to appropriate structure, risk appetite and grading
- Work across a variety of products including secured and unsecured loans, derivatives, trade and treasury products, and related documentation. Lead the structuring, negotiation and execution of loan documentation, derivatives and other facilities.
- Being able to make a sound credit recommendation and own the credit approval decision
- Balance a commercial and solution-driven mindset with a sound risk and controls attitude.
- Track market and industry developments and their impact on clients: keeping up to date with the political and macroeconomic environment as well as having an in-depth knowledge of clients in the portfolio
- Build relationships with key internal and external stakeholders at a senior level and foster team knowledge
- Lead a sub-team, coaching and training members of the Analyst and Associate community on both technical and professional skills
- Meeting clients and leading due diligence meetings.
Required qualifications, capabilities, and skills
- Strong analytical and credit skills/judgment, covering both qualitative and quantitative aspects.
- Demonstrable product knowledge of a wide range of lending, derivative and treasury services products and documentation associated with these products.
- Established team player, project management skills and be able to take end to end ownership of work/projects.
- Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
- Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively.
- Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
- Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow.
- Proven coaching and development ability towards junior colleagues.
- Strong written and verbal communication skills, along with strong interpersonal skills
- Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
- Significant experience (at least 6 years) in roles with relevant skills for this position.
- Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended.
- Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
- Hig hly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
