Lead, Software Engineering

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead, Software Engineering
Overview
Mastercard Open Finance is revolutionizing financial services by enabling secure, consent-driven data sharing between consumers, businesses, and trusted third parties. Our global platform-strengthened by strategic acquisitions like Finicity and Aiia-delivers scalable, compliant, and API-driven solutions that foster financial innovation, enhance customer experiences, and expand payment choice. Join us in shaping the future of open finance, where data empowers smarter financial decisions and unlocks new growth opportunities.
The Role
As a Lead Software Engineer on the API Integrations Team, you will play a pivotal role in designing and developing scalable API integrations with external Data Providers (Banks and Payroll) across global markets. In addition to hands-on development, you will mentor and guide engineers, promote best practices, and contribute to architectural decisions that ensure secure and compliant data connectivity. This role is ideal for a technically strong engineer who thrives in a leadership capacity and enjoys solving complex challenges in a data-intensive environment.
What You Will Do
Design and develop scalable, secure API integrations with external Data Providers across diverse geographies.
Mentor junior and mid-level engineers, providing technical guidance, code reviews, and career development support.
Contribute to architectural decisions, ensuring alignment with Mastercard's engineering standards and business goals.
Optimize performance and scalability for systems processing millions of financial and payroll datasets daily.
Collaborate cross-functionally with product managers, architects, and external partners to define integration strategies and deliver seamless experiences.
Promote engineering best practices, including modular design, test automation, and clean code principles.
Support incident response and root cause analysis, ensuring system resilience and continuous improvement.
Participate in roadmap planning, identifying opportunities for innovation and efficiency in API integration.
All About You
8+ years of professional experience in software engineering, with demonstrated leadership or mentoring experience.
Proven track record of building and scaling complex systems, especially in high-volume environments.
Deep expertise in Java, J2EE, Spring, Spring Boot, and RESTful web services, with a focus on global API integrations.
Strong understanding of data structures, algorithms, and system design principles.
Experience integrating with financial and payroll data providers, ensuring secure and compliant data flows.
Skilled in Test Driven Development (TDD) and continuous integration practices.
Excellent communication skills, with the ability to influence and align stakeholders across technical and non-technical domains.
Comfortable working in Agile Scrum environments, driving iterative development and team velocity.
A proactive leader with a solution-oriented mindset, thriving in fast-paced, globally distributed teams.
Apply Now
Be a part of our mission to create a more connected and inclusive financial ecosystem. Apply today to join Mastercard Open Finance as a Lead Software Engineer!
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.