Payment Lifecycle Specialist

Job Description
Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed.
As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.
Job responsibilities

• Evaluate transactions to determine if they will require escalation to compliance according to JPMorgan Compliance Guidelines
• Run tests ensuring the quality of the sanctioned entity lists including investigating any anomalies. Participate in testing programs ensuring the quality of LOB messages sent to the filter, and support the department's various other testing programs,
• May be asked to perform independent testing, draw conclusions, and present those conclusions
• May be asked to support other areas of the CSU in activities related to business management support, Leverage technology by means of system enhancements and always adopt best practices by partnering within GSO
• Identify and escalate issues & challenges on time to the management. Actively participate in new programs within the function
• Take appropriate actions and make decisions that mitigate risk to the department.
• Work closely within the team to ensure all the daily activities and checklists are completed
• Actively participate in new projects
• Respond to client services/internal queries in a timely fashion to ensure all queries are logged and resolved within the appropriate time frame.

Required qualifications, capabilities, and skills

• Knowledge of ISO or Swift message processing or management.
• Experience and a strong working knowledge of various aspects of International Payment Processing Operations are mandatory.
• Knowledge of Fircosoft Transaction Screening application
• Excellent written and oral communication skills. Bachelor's degree
• A proactive approach to problem solving, taking ownership of issues, and having the determination to follow through while escalating issues as appropriate.
• Strong analytical skills who uses creative problem-solving techniques to solve business issues.
• Strong PC skills, including knowledge of Microsoft Office Suite
• Flexible with Variable shift (Including Night Shift)

Preferred qualifications, capabilities, and skills

• Experience in Sanctions screening will be an added advantage.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.