The Principal Software Engineer will architect AI platforms, mentor the team, manage projects, and ensure alignment with architectural guidelines.
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Principal, Software Engineer
Overview
ï The Decision Management program enables intelligent decision based products through streaming analytics with the ability to govern these decisions and manage their outcomes with business agility.
ï This program leverages business rules & AI engines, a streaming big data cluster, an in memory data grids, APIs, & UIs to deliver real time decisions at global scale
ï This person will be responsible for mentoring the team as well as stay hands on.
We are looking for a Principal Software Engineer to join our DMP team.
ï Are you a strong technical programmer with AI experience?
ï Are you passionate about making a difference in this world?
ï Do you want to be part of a team which helps prevent fraud on every Mastercard transaction in this world?
Role
ï Architect & Design the AI platform of future to support the next generation AI models.
ï Manage your own time while collaborating with teammates to accomplish project goals.
ï Mentor the team and set clear architectural roadmaps of the system.
ï Collaborate with the teams and make sure the teams are aligned with architecture guidelines.
Essential Knowledge/Experience
ï Strong programming skills with deep knowledge of Java.
ï Experience and knowledge working on Artificial Intelligence.
ï Experience working on latest technologies and have in-depth knowledge of systems.
ï Experience working on high performance/low latency systems
ï Experience driving architecture for big platform.
ï Good problem diagnostic and creative problem solving skills.
ï Strong organizational skills; able to manage multiple tasks within the constraints and timelines determined by business needs.
Desirable Skills:
ï Experience with transaction streaming and In-Memory Data Grid technologies.
ï Experience with Cloud/container technologies Dockers, Kubernetes etc.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Principal, Software Engineer
Overview
ï The Decision Management program enables intelligent decision based products through streaming analytics with the ability to govern these decisions and manage their outcomes with business agility.
ï This program leverages business rules & AI engines, a streaming big data cluster, an in memory data grids, APIs, & UIs to deliver real time decisions at global scale
ï This person will be responsible for mentoring the team as well as stay hands on.
We are looking for a Principal Software Engineer to join our DMP team.
ï Are you a strong technical programmer with AI experience?
ï Are you passionate about making a difference in this world?
ï Do you want to be part of a team which helps prevent fraud on every Mastercard transaction in this world?
Role
ï Architect & Design the AI platform of future to support the next generation AI models.
ï Manage your own time while collaborating with teammates to accomplish project goals.
ï Mentor the team and set clear architectural roadmaps of the system.
ï Collaborate with the teams and make sure the teams are aligned with architecture guidelines.
Essential Knowledge/Experience
ï Strong programming skills with deep knowledge of Java.
ï Experience and knowledge working on Artificial Intelligence.
ï Experience working on latest technologies and have in-depth knowledge of systems.
ï Experience working on high performance/low latency systems
ï Experience driving architecture for big platform.
ï Good problem diagnostic and creative problem solving skills.
ï Strong organizational skills; able to manage multiple tasks within the constraints and timelines determined by business needs.
Desirable Skills:
ï Experience with transaction streaming and In-Memory Data Grid technologies.
ï Experience with Cloud/container technologies Dockers, Kubernetes etc.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Mastercard Pune, Mahārāshtra, IND Office



Poona Club Road, Pune, Maharashtra, India, 411001
Similar Jobs at Mastercard
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
As a Principal Software Engineer at Mastercard, you'll architect and design high-scale B2B solutions, emphasizing microservices, cloud-native technologies, and performance. You'll lead technical teams, ensure solution reliability, and collaborate with product leaders while advocating best practices in global systems.
Top Skills:
AngularCSSGitHTML5JavaJavaScriptKafkaKubernetesOraclePivotal Cloud FoundryPostgresRabbitMQSpringSpring BootSQL Server
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
The Principal Software Engineer will design scalable software solutions, focusing on microservices architecture and cloud-native technology while providing technical leadership and mentorship to teams.
Top Skills:
AndroidAngularAWSAzureCSSHTML5iOSJavaJavaScriptKubernetesPostgresSpringSpring BootSQL Server
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
The role involves leading software engineering teams to develop and implement microservices and web applications, focusing on B2B payment solutions and cloud integrations.
Top Skills:
AngularData WarehousingETLJavaNoSQLSpring BootSQLTypescript
What you need to know about the Pune Tech Scene
Once a far-out concept, AI is now a tangible force reshaping industries and economies worldwide. While its adoption will automate some roles, AI has created more jobs than it has displaced, with an expected 97 million new roles to be created in the coming years. This is especially true in cities like Pune, which is emerging as a hub for companies eager to leverage this technology to develop solutions that simplify and improve lives in sectors such as education, healthcare, finance, e-commerce and more.




