Job Description
You will join the Risk function that provides credible challenge to the business as a second line of defense to keep the firm strong and resilient. Wholesale Credit Risk function oversee the credit risk associated with Investment Bank clients as well as the firm's wholesale credit portfolio.
As an Associate within APAC& EMEA Structured Finance Team, you will lead the evaluation, underwriting, and management of a diverse portfolio in the Asset-Backed markets including Public ABS, Private Asset Back Financing, conduits and other SPVs. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grade, and approve credit exposures. You will be working closely with clients and internal partners to assess creditworthiness, structure financing solutions, and execute transactions. Your leadership will be crucial in fostering a culture of excellence and continuous improvement.
Job responsibilities
- Lead transaction execution, including due diligence, credit analysis, and review of loan agreements to assess creditworthiness and recommend appropriate structures and risk gradings
- Engage with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed
- Work with business colleagues to assess stress or downside credit scenarios including validating cash flow models
- Manage the ongoing credit risk portfolio, including monitoring credit exposures, limits, credit ratings, market events, and client performance
- Drive team development by managing, coaching, and training junior team members on technical and professional skills
Required qualifications, capabilities, and skills
- Masters degree in Business Administration, Finance or other quantitative disciplines or Chartered Accountant
- 4+ years' experience in underwriting, structuring and portfolio management in securitization and asset backed finance
- Strong interpersonal and communication skills, with the ability to establish credibility and trust with stakeholders
- In-depth knowledge of transaction structures, documentation, and banking products, with the ability to lead deal execution
- Self-motivated and capable of working independently while effectively managing junior ream members
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
