JPMorganChase Logo

JPMorganChase

Wholesale Credit Risk Associate - Quantitative Research

Posted An Hour Ago
Be an Early Applicant
Hybrid
Mumbai, Maharashtra
Junior
Hybrid
Mumbai, Maharashtra
Junior
Develop and operationalize AI, machine learning, LLM, and generative AI solutions for wholesale credit risk. Responsibilities include preparing data, building Python and Databricks ETL pipelines, fine-tuning and evaluating generative models, developing cloud-based microservices with Docker and Kubernetes, implementing AI agents and RAG solutions, and monitoring model performance. The role also requires communicating technical results, collaborating cross-functionally, and applying current AI research and external APIs.
The summary above was generated by AI

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As an Wholesale Credit Risk Associate - Quantitative Research / AI-ML Engineer you will support the design, development, and operationalization of AI/ML/LLM/Gen AI solutions that deliver measurable business impact. Working under the guidance of senior engineers, you will help prepare and transform data, build and maintain scalable ETL pipelines in Python and Databricks, and contribute to fine‑tuning and evaluating generative models for domain specific tasks such as summarization and text generation. You will assist in developing and deploying microservices on cloud platforms using Docker and Kubernetes, and support real‑time monitoring to ensure model and system performance.

Job Responsibilities:

  • Design, develop, and deploy state-of-the-art AI/ML/LLM/Gen AI solutions to meet business objectives.
  • Develop and maintain automated pipelines for data, ensuring scalability, reliability, and efficiency.
  • Implement optimization strategies to fine-tune generative models for domain specific use cases, ensuring high-quality outputs in summarization and text generation.
  • Conduct thorough evaluations of generative models iterate on model architectures and implement improvements to enhance overall performance in AI/ML applications.
  • Implement monitoring mechanisms to track AI/ML solutions performance in real-time and ensure model reliability.
  • Communicate AI/ML/LLM/GenAI capabilities and results to both technical and non-technical audiences.
  • Stay informed about the latest trends and advancements in the latest AI/ML/LLM/GenAI research, implement cutting-edge techniques, and leverage external APIs for enhanced functionality.

Required Qualifications, Skills and Capabilities:

  • Master’s with at least 2+ years’ experience in Computer Science, Data Science, Machine Learning, or a related field.
  • Proficiency in Python for model development, experimentation, and integration with the LLM APIs.
  • Ability to identify and address AI/ML/LLM/GenAI challenges, implement optimizations, and fine-tune models for optimal performance in AI/ML applications.
  • Experience with cloud platforms (preferably AWS), containerization technologies (Docker and Kubernetes), and microservices design, implementation, and performance optimization.
  • Proficient in building AI Agents (e.g., LangChain, LangGraph), integration of tools, and RAG-based solutions, Knowledge Graphs (e.g., neo4J).
  • Experience developing end-to-end data workflows and ETL pipelines using Python and Databricks.
  • Strong understanding of data modeling, normalization, and database design principles.
  • Experience developing, debugging, and maintaining code in a large corporate environment using one or more modern programming languages and database querying languages.
  • Ability to gather, analyze, and synthesize large, diverse data sets and to develop visualizations and reports in support of continuous improvement of applications and systems.
  • Strong collaboration skills to work effectively with cross-functional teams, communicate complex concepts, and contribute to interdisciplinary projects.
     
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Similar Jobs

Entry level
Financial Services
Conducts due diligence, credit risk assessments, financial analysis, and project finance modeling for infrastructure transactions across APAC. Identifies transaction risks, recommends protective structures, prepares credit memorandums, supports execution and system setup, manages credit exposure, ensures policy and regulatory compliance, and monitors industry trends.
Top Skills: ExcelFinancial ModelingPowerPointWord
An Hour Ago
Hybrid
Pune, Maharashtra, IND
Expert/Leader
Expert/Leader
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Lead end-to-end delivery of production-grade ML, Generative AI, and RAG solutions across multiple pods. Develop architecture-aligned delivery plans, manage dependencies, risks, releases, NFRs, and production readiness, while representing teams in senior governance forums. Guide ML versus GenAI decisions, RAG implementation, evaluation, guardrails, security, monitoring, and responsible model usage. Translate technical requirements into actionable epics and stories and ensure measurable business outcomes.
Top Skills: Ci/CdCloud ArchitectureElasticsearchGenerative AiLlmopsMachine LearningMlopsOpensearchPgvectorPineconeRagVector DatabasesWeaviate
Expert/Leader
Artificial Intelligence • Automotive • Computer Vision • Information Technology • Internet of Things • Logistics • Software
Leads error management and quality governance across HERE’s end-to-end data value chain. The role prioritizes and resolves critical defects, coordinates root-cause investigations and corrective actions, manages customer-reported incidents, develops quality reporting, monitors defect trends, and strengthens preventative controls. The manager partners with engineering, systems, operations, and quality teams to improve Certified Snapshot performance, production stability, and customer experience.
Top Skills: CapaCertified SnapshotsPcaQuality Management Systems (Qms)Root Cause Analysis (Rca)

What you need to know about the Pune Tech Scene

Once a far-out concept, AI is now a tangible force reshaping industries and economies worldwide. While its adoption will automate some roles, AI has created more jobs than it has displaced, with an expected 97 million new roles to be created in the coming years. This is especially true in cities like Pune, which is emerging as a hub for companies eager to leverage this technology to develop solutions that simplify and improve lives in sectors such as education, healthcare, finance, e-commerce and more.

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account