Strong Revenue Growth:
2025 revenue rose to $23.1B from $21.6B, and Q1 2026 revenue reached $6.2B with net interest income up 6% quarter over quarter, indicating continued momentum. Noninterest income also increased in 2025, supporting top-line expansion.
Profitability:
Net income increased to $7.0B in 2025 from $6.0B in 2024, and the efficiency ratio improved to 60% from 63%, reflecting better operating leverage. Early 2026 also showed higher net interest margin, reinforcing earnings quality.
Market Expansion:
PNC closed the FirstBank acquisition in January 2026 and began consolidating results, expanding in Colorado and Arizona and boosting Q1 2026 net interest income. The bank is investing $2.0B over five years to add 300+ branches and renovate 1,400 locations in high‑growth metros.
