Lead owner of FairMoney's Android lending portfolio in Nigeria. Responsible for portfolio economics, business planning, credit strategy, affordability, experimentation, decision-engine implementation, forecasting, risk controls, and building a senior team while coordinating cross-functional delivery.

Own end-to-end credit strategy for an Android lending workstream: set roadmap, forecasts, and P&L; design experiments and PD/eligibility rules; implement decision-engine rules; define back-testing, validation and rollout plans; monitor performance and drive corrective actions; collaborate cross-functionally and mentor other analysts to ensure controlled, profitable growth.